Contribute more to a Retirement Annuity or go Offshore and pay CGT? – Why a South African RA isn’t for me on my journey to FIRE

I started this post with the intention of explaining why an RA isn’t for me. I’ve been skeptical for a while now that it’s advantages outweigh the constraints for disciplined investor. So, I built a model to prove my point.…

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eToro – Is this the Cheapest Option for South Africans to Invest Offshore? – With One caveat

The one caveat is that if you are buying ETFs, you are actually buying CFDs, so there is some additional counter-party risk and tax considerations, it is insured by Lloyds of London, which makes me comfortable. If you are okay…

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Interactive Brokers – The world’s best online broker – is now available to South Africans – With two key caveats

Sign up link to Interactive Broker (If you decide to sign-up, please use my referral link to support this blog and my journey)  I’ll start with the two key caveats, to save you time. You need to be able to declare…

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