Imagine you are driving down the road. Some idiot overtakes you in the next lane, you can see that maintenance has not been done on his 1980s sports car, and unbeknown to you, the mechanic who was meant to repair…
Category: Success
Five glorious mindsets to adopt in 2020
As we embrace the new year, it is an opportunity to re-frame our thinking and to challenge the hidden scripts we live by. Become “overly optimistic” – Mr Money Mustache is a pragmatist, I think I default to the same…
The Paradox of Freedom – We need Rules and Structure
We want freedom to do what we like. We rebel against rules and structure, herein lies the paradox. I see it regularly with one person businesses (such as dentists and electricians), freelancers and entrepreneurs, they chose this way of earning…
A simple three part Financial Plan Checklist for South Africans starting their road to Financial Independence
This plan for someone starting out there journey towards financial well-being. It is for someone with at least a decade to go until their planned retirement, preferably more. If done well, 10-15 years is enough for many to become financially…
The Alcohol Fallacy – The Time Debt that Charges Interest, Lots of Interest
Last Sunday was a write-off. I had a headache after a night of disrupted sleep. I was grumpy. To think, this was so so so many Saturdays or Sundays (and honestly more week-days than I’d like to admit) feeling like…
How I talked myself out of spending R150k (£17k) – Pay per use, annualise the cost and other spending mental models
I regularly catch myself rationalising spending on things I don’t get value out of. With value being highly subjective to the individual and the circumstances, it can be difficult to compare spending on apples with spending on insurance, which is…
A new type of rich – Q&A with Matt Esof – Stuntman, Martial Arts Instructor and Tech Entrepreneur
“The New Rich (NR) are those who abandon the deferred-life plan and create luxury lifestyles in the present using the currency of the New Rich: time and mobility.” – Tim Ferriss I am fascinated by people who take the Third Door option…
Project FIRE 40 – Where does the money go? – How to easily get to a grip on your personal finances.
In Project FIRE 40 – This the third step in my plan, working out my Baseline – Knowing where I am now and tracking where my money goes. What get’s measured gets done. How many people could say what their net…
Project FIRE 40 – My experiment to see if I can go from debt to retirement in 4 years
Two weeks ago I turned 36. I started working in 2008 and in the past 11 years I have built up career capital and I am (currently) quite marketable. I have a fair amount saved in my pension and a…
A new type of rich – Q&A with Kevin Barnard
“The New Rich (NR) are those who abandon the deferred-life plan and create luxury lifestyles in the present using the currency of the New Rich: time and mobility.” – Tim Ferriss I am fascinated by people who take the Third Door option…