Reaching Aspiration

Purpose, Wealth, Success

  • Reaching Aspiration
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    • My Transformation
      • The Founder’s Why
      • The Compound Effect
      • Life Goals? – I’d rather do Life Experiments
      • My Personal MBA
    • My Book – Who Let Me Adult?
    • The Balance Fallacy – Trying to have it all.
    • Practically set your goals
    • Doing Good Better
  • Being Better
    • Health
      • Learning to Sleep
      • Learning to Run
      • Learning to Run Further
      • Learning to Breath
      • 12 Challenges in 12 Months
      • The Journey from the ICU to Parkrun
      • From Parkrun to Marathon
      • Going flexitarian
      • Self-Care
    • Thinking More
      • Choose happiness
      • Mindfulness
      • Common mindsets
      • Fake News: “Lies, damned lies and statistics”
      • Dealing with Death
      • Fake News: Applying Critical Thought
      • The Social Introvert
      • Sub-conscious Bias
      • Taking back control…from my phone
      • De-cluttering your life
      • Amanda – From me at 33 to me at 23
      • Dave – From me at 33 to me 23
    • Success
      • What is success?
      • Blueprint for Success
      • Uncomfortable Word – Failure
      • Why Successful People don’t Succeed – And Failures Do
      • The Decca-Challenge
    • Digital Mentors
      • Derek Sivers
    • Money
      • Ethical Investing
        • Evaluating a “Better Globe” – Income Generating Trees in Africa
        • Solar in Africa
        • Solar in General
      • Learn to… Manage Personal Finances
        • Overcoming “finance anxiety”
        • Becoming Frugal
        • Pension – Sort it out
        • Pension – Must do
        • Pay off my mortgage quicker?
        • Should I finance it? – Mobile, Car, Laptop…
        • Careful of Money Advice
        • Lessons learnt from losing £67k on a property (that I never even had)
      • Learn to… Invest
        • Pick Index Funds over Active Funds
        • World-class Investment Management
        • How to Accumulate Wealth
        • Think and Grow Rich – The Napoleon Hill Classic
    • Career
      • Productivity
        • Prioritisation Methods
        • Productivity Killers
        • Optimise your time
        • Focus Plan (15 minutes)
        • Yes to No
      • How to… get a job
        • Create the Best CV
        • Job Search to Career Strategy
        • Job Market Myths
        • Successful Job Hunt Insights
        • Job Search Truths
        • The Job Application
      • Some Career Options
        • Sales
        • Renewable Energy
        • Chef
      • Some Career Alternatives
        • Creatives’ D.I.Y.
        • The Rising 2 Billion
      • Career Success
        • The Network Effect
        • Networking
        • The Coaching Habit
      • Career Challenges
        • Email
        • Future proofed
        • Fighting for an unwanted Promotion?
        • Only one working late again
        • Going to a 4 day week
        • From Average to Excellent
        • Harvey Specter It
        • Stop saying Yes, Urgent and Busy
        • PowerPoint Presenting
  • The New Rich
    • Claire Falconer – Sculptor Entrepreneur, Writer
    • Dylan Murray – Life Coach
    • Johan Pettersson – Tree hugger and tree feller
    • Jen Clements – Exploring Nomad – Not your typical Legal Suit
    • Q&A with Kevin Barnard
    • David Sawyer – PR Consultant, Author and FIRE evangelist
  • Project FIRE 40
    • Step 1 – Foundation – My why and research
    • Step 2 – Setting Happiness Principles
    • Step 3 – Tracking my money & setting a baseline
    • Step 4 – Optimise spending
    • Step 5 – Calculating the number (and target Gateways)
    • Step 6 – TBC
    • Step 7 – Investing Strategically
    • Step 7 revised – Strategic Asset Allocation
  • Cool Free Stuff
    • Free Downloads
    • Being You: 30 Ways in 30 Days
    • 15 Minute Focus Plan – Download
    • Recommended
  • Finance Hacks
    • Hack that Mortgage – 7 Levers for 25yrs to 8yrs
    • Planning to Emigrate – Max RA
    • Retirement Annuity or go Offshore and pay CGT?
    • Property Portfolio – Personal Tax, Endowment or PTY?
    • Should I Rent or Buy? – What does the maths say
    • Hack Financial Literacy – By Doing
    • Mental Models – Frugalism, Minimalism and Valuism
    • Mental Models – Pay per use, annualised cost and others
    • Mental Models – Happiness Principles

Author: Dave Colley

After a period of self discovery in his early 30s exploring topics from Financial Planning to Meditation, Dave asked himself why he only now discovered some of the key critical ideas that lead to a happier, more purposeful, less stressful life. In short more successful.Why wasn’t this taught earlier? He had given away his time in his 20s cheaply. He is determined help others fast track their way to success through coaching, blogging and courses in the academy.He reads extensively and is coached by the best, this is coupled with life experience and degrees in Financial Economics, as well as being a Chartered Accountant.See what he is doing now - http://smarturl.it/DC-Now

Soggy Biscuit Past Ideas

14th March 202314th March 2023 Dave ColleyAspirationLeave a Comment on Soggy Biscuit Past Ideas

“…memories have a way of changing on us. Souring or sweetening over time…you can’t taste a memory without tainting it with who you have become….We always pretend the ideals and culture of the past have aged like wine, but in…

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The Mental Models of Charlie Munger – Invert, Always Invert…And more

5th September 20215th September 2021 Dave ColleyAspiration, SuccessLeave a Comment on The Mental Models of Charlie Munger – Invert, Always Invert…And more

Perhaps my favourite mental model from Charlie Munger is – Invert, Always Invert. It is tricky to plan for success, there are too many factors and unknowns. Often it’s easier and more definite to avoid failure. Turn the problem upside…

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The Vaccine – Drive with your headlights on

19th August 202119th August 2021 Dave ColleyAspiration, PurposeLeave a Comment on The Vaccine – Drive with your headlights on

My fiancée works on the front line,  she rotates through Emergency Units (mostly Covid), Dedicated Covid Wards, and High Care (also dedicated to Covid these days). People are sick. I hear firsthand about young, relatively healthy people who are dying.…

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Don’t Dollar Cost Average or Lump Sum Invest – There is an alternative

11th July 202111th July 2021 Dave ColleyAspiration, WealthLeave a Comment on Don’t Dollar Cost Average or Lump Sum Invest – There is an alternative

It is a common question. Should I lump sum invest or dollar cost average? – For most of us, it is moot, as we dollar cost average in line with earning an income. For many, it is likely that at…

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Finding disgust – the moment that everything changes

3rd July 20215th July 2021 Dave ColleyAspirationLeave a Comment on Finding disgust – the moment that everything changes

I believe in habits, I believe that it is the consistent small steps along the road that matter, more so than the fork in the road. There is a clear exception. The moment you turn around and go in the…

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Are Medical Savings Options an Accepted Scam for the member?

30th May 202130th May 2021 Dave ColleyWealthLeave a Comment on Are Medical Savings Options an Accepted Scam for the member?

Probably the most “clickbaity” title I’ve ever used. Potentially still very accurate though. It is only based on my anecdotal “research” and primarily on four different plans across two providers. I returned to South Africa two years ago and six…

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The Mask of Masculinity – Dropping the Stoic Mask

23rd May 202123rd May 2021 Dave ColleyAspirationLeave a Comment on The Mask of Masculinity – Dropping the Stoic Mask

“It’s okay to not be okay.” Words from a loving housemate chipped away at me, they threatened to pull away my mask of masculinity. The first extension to the South African lockdown had just been announced. We were all distraught…

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Relative Pricing – Active Rebalancing across Asset Classes and Factors

1st May 20212nd May 2021 Dave ColleyAspiration, Success, WealthLeave a Comment on Relative Pricing – Active Rebalancing across Asset Classes and Factors

I went to buy some fruit the other day. I found myself questioning whether it was expensive, cheap or fairly priced – I came to realise that things are only expensive relative to something else. – Relative to what I…

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The Markets are Mad – Time for a Fundamental Strategy change

31st January 202130th April 2021 Dave ColleyAspiration, WealthLeave a Comment on The Markets are Mad – Time for a Fundamental Strategy change

I have been on a simple path to wealth. But with the markets going mad, I’ve done the biggest revision of my investment philosophy in 10 years (when I decided to get one). I’ve decided on a broadly diversified asset…

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Good habits, bad choices – A secret to more happiness

24th January 202128th January 2021 Dave ColleyAspiration, SuccessLeave a Comment on Good habits, bad choices – A secret to more happiness

I had a Castle Lite lager this evening. It was spectacular. I had been holding on to the last of my beers, as alcohol sales have been banned in South Africa for over a month. It’s fascinating to think how…

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Recent Posts

  • Soggy Biscuit Past Ideas
  • Disability Insurance: Why Women Need to Pay More Attention to Choosing the Right Plan
  • How To Help Your Child Become a Savvy Moneymaker
  • The Mental Models of Charlie Munger – Invert, Always Invert…And more
  • The Vaccine – Drive with your headlights on
  • Don’t Dollar Cost Average or Lump Sum Invest – There is an alternative
  • Finding disgust – the moment that everything changes
  • Are Medical Savings Options an Accepted Scam for the member?
  • The Mask of Masculinity – Dropping the Stoic Mask
  • Relative Pricing – Active Rebalancing across Asset Classes and Factors

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